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Are you tired of getting angry telephone calls from collection agencies?  Sometimes these callers can be quite rude, and the feeling left after the phone call can be unpleasant. Therefore, to take control of the situation, you must take the first step.

Debt consolidation is considered as the first step towards getting rid of credit card debt. A credit-card debt-consolidation loan is one of the methods of consolidating credit card debt. Other than this, you can also ask for a balance transfer to another credit card. Perhaps, due  to the credit card companies constantly bombarding us with junk mail Read more . . .